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I spend this evening playing with the mapspread tool I found, this is the Modesto Real Estate Neighborhood Locator map I created. I have yet to obtain the Modesto home sale prices from MLS to complete this fun little project...
Please feel free to email me at ilaichan@comcast.net if you have a neighborhood that you would like to add to this map.
Sunday, October 11, 2009
Thursday, October 8, 2009
California Home Price - News from C.A.R.
California median home price - August 09: $292,960 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region August 09: Santa Barbara So. Coast $828,750 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region August 09: High Desert $111,770 (Source: C.A.R.)
California First-time Buyer Affordability Index - Second Quarter 2009: 67 percent (Source: C.A.R.)
Mortgage rates - week ending 10/01/09 30-yr. fixed: 4.94% Fees/points: 0.7% 15-yr. fixed: 4.36% Fees/points: 0.6% 1-yr. adjustable: 4.49% Fees/points: 0.5% (Source: Freddie Mac)
Other links of interest to Real Estate Agent in Modesto CA:
Links of interest to home buyers at http://www.homesteps.com/
The above is from the California Association of Realtors newsline.
Calif. highest median home price by C.A.R. region August 09: Santa Barbara So. Coast $828,750 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region August 09: High Desert $111,770 (Source: C.A.R.)
California First-time Buyer Affordability Index - Second Quarter 2009: 67 percent (Source: C.A.R.)
Mortgage rates - week ending 10/01/09 30-yr. fixed: 4.94% Fees/points: 0.7% 15-yr. fixed: 4.36% Fees/points: 0.6% 1-yr. adjustable: 4.49% Fees/points: 0.5% (Source: Freddie Mac)
Other links of interest to Real Estate Agent in Modesto CA:
- Customizable “Green Living Tips” available at http://car.indieprinting.com/
Links of interest to home buyers at http://www.homesteps.com/
- Save 3.5% of buyer's closing cost for single family HomeSteps® home as their primary residence, expires 10/30/09.
- Home Protect - 2 year warranty paid by Freddie Mac.
The above is from the California Association of Realtors newsline.
Tuesday, October 6, 2009
Sunday, October 4, 2009
Writing Course for SAT Prep near Modesto CA
Institute for Excellence in Writing
presents an event with Andrew Pudewa
Saturday, October 31, 2009
Location:
Mosaic Christian Church
4430 Granite Dr
Rocklin, California 95677
To register for this event, go to:
http://www.excellenceinwriting.com/event/rocklin-ca-high-school-essay-intensive
or call (800) 856-5815
* * * Please forward this information to friends and colleagues! * * *
High School Essay Intensive
A One-Day Seminar for High School age students and teachers
Saturday, October 31, 2009 8:30 – 3:30 pm
Cost: $50.00/participant (parents $25 if attending with student)
The High School Essay Prep class is an excellent way to get immediate experience and inside tips on how to do your best on the timed, 25 minute response to a prompt required on the new SAT test. Participants will actually write two full essays, carefully study and then apply the College Board evaluation criteria to sample essays, while receiving a detailed booklet of resources and lesson plans for continued practice.
Additionally, students will learn special structure and style tools for use in composing the college application "personal essay"—an entirely different type of writing task. The complete process will be presented: choosing the question, creating the outline, and polishing a final version. Participants will leave with a clear concept of the task, their own outline for an actual personal essay, and several new tricks and techniques to add to their repertoire.
Although this seminar is specifically designed for those who will be taking the SAT or submitting college applications within the next 1-2 years (and especially those teaching such students), it is also useful for general writing practice, tools and tips. It is open to all students, regardless of their experience with IEW courses or materials. A lot of actual writing is done during this six-hour class.
Institute for Excellence in Writing http://www.excellenceinwriting.com
* * *
The above is an email I received from Andrew Pudewa.
I've some writing course on DVD that I purchased from the Institute for Excellence in Writing. I played the DVDs in the car and torture, I mean educate, my kids when we are on the road from Modesto to other CA destinations. Another "not so fun" things to do with my kids to balance out the "fun things to do with my kids".
I plan on signing up for this class with my child once she is in high school...
presents an event with Andrew Pudewa
Saturday, October 31, 2009
Location:
Mosaic Christian Church
4430 Granite Dr
Rocklin, California 95677
To register for this event, go to:
http://www.excellenceinwriting.com/event/rocklin-ca-high-school-essay-intensive
or call (800) 856-5815
* * * Please forward this information to friends and colleagues! * * *
High School Essay Intensive
A One-Day Seminar for High School age students and teachers
Saturday, October 31, 2009 8:30 – 3:30 pm
Cost: $50.00/participant (parents $25 if attending with student)
The High School Essay Prep class is an excellent way to get immediate experience and inside tips on how to do your best on the timed, 25 minute response to a prompt required on the new SAT test. Participants will actually write two full essays, carefully study and then apply the College Board evaluation criteria to sample essays, while receiving a detailed booklet of resources and lesson plans for continued practice.
Additionally, students will learn special structure and style tools for use in composing the college application "personal essay"—an entirely different type of writing task. The complete process will be presented: choosing the question, creating the outline, and polishing a final version. Participants will leave with a clear concept of the task, their own outline for an actual personal essay, and several new tricks and techniques to add to their repertoire.
Although this seminar is specifically designed for those who will be taking the SAT or submitting college applications within the next 1-2 years (and especially those teaching such students), it is also useful for general writing practice, tools and tips. It is open to all students, regardless of their experience with IEW courses or materials. A lot of actual writing is done during this six-hour class.
Institute for Excellence in Writing http://www.excellenceinwriting.com
* * *
The above is an email I received from Andrew Pudewa.
I've some writing course on DVD that I purchased from the Institute for Excellence in Writing. I played the DVDs in the car and torture, I mean educate, my kids when we are on the road from Modesto to other CA destinations. Another "not so fun" things to do with my kids to balance out the "fun things to do with my kids".
I plan on signing up for this class with my child once she is in high school...
Friday, September 25, 2009
California Day Trip - Things to Do with Kids - Visit Alcapa Ranches
California Day Trip near Central Valley - Things to do with kids :Visit Alpaca Ranches this weekend during their open house for National Alpaca Farm Days
Who:
Alpacas is a cute face animal with very pricey fleece
When:
This weekend, Sept 26 and 27, 2009
Where:
B. Lilly of the Valley Alpacas 2912 Church St, Modesto 209-577-3638 | 11 a.m. to 4 p.m. both days
C. Macedo's Mini Acre 17405 Letteau Ave, Delhi 209-648-2384 | 10 a.m. to 3 p.m.
D. Big Country Alpacas 18835 Cherokee Road, Tuolumne 209-928-3294 | 9 a.m. to 5 p.m.
What:
- Alpacas are part of the camelidae family
- Long long time ago, Incan people reserved the fleece for royalty
- Before the early 1980, they are found mainly in zoos. It is not until that time people started raising them in ranches
- If you want to buy one today, each might cost as much as $9,500 to $18,000. If that's too expensive, buy the fleece instead. It's about $30 a pound. After getting the raw material, you can spin yarn and make fleece jackets. Since I don't know how to do that, I would just roll it up in a hair ball and throw it to my cat and let her play catch all day long...
- Read more about fun facts on alpacas in the Modesto Bee article by staff writer John Holland
How (to get there):
See Map (please verify addresses before you go)
View Alpaca Ranches - California Day Trip in a larger map
Wednesday, September 23, 2009
Personal Training Modesto CA
This is my first day back at group personal training with ProFit's Lori Avila in Modesto, CA. I started personal training / boot camp in 2008 and stopped after an ankle injury last summer (the injury was unrelated to my training).
I first met Lori at Gold's Gym when she was the trainer for boot camp. I followed her when she started her own training program and used the gymnasium at Calvary Temple on 1601 Coffee Road (the corner of Briggsmore and Coffee).
Each group personal training session is an hour long, consisting of cardio exercises, strength training, balance training, endurance, etc. She uses bosu balls, free weights, steps, jumping ropes, hurdles, even tires, just to name a few. There are numerous exercise routines and Lori rotates thru' the routines. I found it amazing how she can come up with so many different types of exercises. The groups are usually anywhere from 4 - 6 people. Today there are seven.
Her training schedule: Mon/Wed/Fri 5:30 a.m. , 9:00 a.m. Mon/Tue/Thur 5:45 p.m., 7:00 p.m.
Fees: Very very reasonable. She also offers corporate discounts.
Her phone number (for my future reference) 277-1124. I actually lost her number and today I just stopped by the gym and see if she is around. She was surprised to see me after my whole year's absence.
I first met Lori at Gold's Gym when she was the trainer for boot camp. I followed her when she started her own training program and used the gymnasium at Calvary Temple on 1601 Coffee Road (the corner of Briggsmore and Coffee).
Each group personal training session is an hour long, consisting of cardio exercises, strength training, balance training, endurance, etc. She uses bosu balls, free weights, steps, jumping ropes, hurdles, even tires, just to name a few. There are numerous exercise routines and Lori rotates thru' the routines. I found it amazing how she can come up with so many different types of exercises. The groups are usually anywhere from 4 - 6 people. Today there are seven.
Her training schedule: Mon/Wed/Fri 5:30 a.m. , 9:00 a.m. Mon/Tue/Thur 5:45 p.m., 7:00 p.m.
Fees: Very very reasonable. She also offers corporate discounts.
Her phone number (for my future reference) 277-1124. I actually lost her number and today I just stopped by the gym and see if she is around. She was surprised to see me after my whole year's absence.
Tuesday, September 22, 2009
Retirement Benefits Websites
Some info on retirement benefits:
IRS Retirement plan navigators link:
For IRAs 401(k) and Profit-Sharing Plans, the contribution limits of 2009 is up to $49,000. Catch-up contributions - employees can contribute to their own retirement. Employees at age 50 or older may make additional (catch-up) contributions to plans. The amount depends on the type of the plan. Loan and hardship withdrawals allowed for 401(k) and Profit-Sharing Plans. Defined Benefit Plans allow higher retirement benefits of up to $195,000 a year. Tax-Exempt Plans.
IRS Retirement plan navigators link:
- http://www.retirementplans.irs.gov/choose-a-plan/
- http://www.irs.gov/retirement/article/0,,id=178044,00.html
Plan comparison table:
http://www.retirementplans.irs.gov/plan-comparison-table/
To summarize:Wednesday, July 22, 2009
Loan Modifications Video from Freddie Mac - C.A.R. Newsline 7-22-09
Video helps homeowners gather paperwork for faster mortgage help
Freddie Mac has produced a video that shows late-paying borrowers how gathering a few financial documents before calling a mortgage servicer can cut the time needed to determine their eligibility and process their application for a loan modification under the Making Home Affordable program or Freddie Mac's other workout initiatives.
Available in English and Spanish versions, the new Freddie Mac video, “Stop Foreclosure: Documents Your Lender Needs to Help You,” can be seen at Freddie Mac’s channel on YouTube at http://www.youtube.com/FreddieMacWeb. The two-minute video shows step-by-step which documents borrowers should have on hand when they call their servicer to discuss loan modifications. These documents can cut the time a servicer will need to understand the borrower's situation, determine his or her eligibility for a workout, and process the application.
The above info is from the California Association of Realtor's Newsline dated 7-22-09
Thursday, April 2, 2009
Easy Access to Free Pre-foreclose, Bank Owned, Aution Homes
As of March 2009, MetroList provides free information to Realtors on Foreclose Homes / Bank Owned Homes / Aution Homes.
In the Realist section, realtors can now search preforclose, bank owned, and aution homes.
Information provided include home address, subdivision, notice of default date / date of trustee's sale, other property details, and many other real estate loan information.
Based on my search on 4/2/09, the number of preforeclosures in Modesto is listed at 1000 (limit of each search reached). In reality, there are more than 1000 homes in this category.
Real estate search results (Preforecluse Homes) in various Modesto CA zip codes:
In the Realist section, realtors can now search preforclose, bank owned, and aution homes.
Information provided include home address, subdivision, notice of default date / date of trustee's sale, other property details, and many other real estate loan information.
Based on my search on 4/2/09, the number of preforeclosures in Modesto is listed at 1000 (limit of each search reached). In reality, there are more than 1000 homes in this category.
Real estate search results (Preforecluse Homes) in various Modesto CA zip codes:
- 95358 - 205 Modesto CA homes in preforeclosure
- 95357 - 73 Modesto real estate in preforeclosure
- 95356 - 183 Modesto properties in preforeclosure
- 95355 - 363 Modesto preforeclose real estate
- 95354 - 180 real estate homes in preforeclose
- 95352 - 2 preforeclose Modesto CA homes
- 95350 - 293 homes in preforeclosure
Search results (Bank Owned Homes) in various Modesto CA zip codes. The search results list the REO sale date.
- 95358 - 291 are bank owned Modesto homes
- 95357 - 74 homes are bank owned real estate
- 95356 - 177 homes are bank owned properties
- 95355 - 343 Modesto CA bank owned homes
- 95354 - 219 Modesto homes are bank owned
- 95351 - 400 bank owned real estate in Modesto
- 95350 - 294 Modesto CA bank owned properties
Search results (Auction Homes) in Modesto. The search listed date of Notice of Trustee's sale and other property information.
- 856 Auction homes in Modesto
Searches are available for other counties (about 51 of them) and other zip codes in Northern CA.
Disclaimer: information are from Metrolist MLS search. It has not been verified. Please rely on your research if there are discrepancies.
Monday, March 9, 2009
New Phone DARE | Love the Navigator
I got a new phone yesteray, the Verizon's LG Dare. I had been waiting to get an iPhone once my Verizon plan expires. My family and I were shopping at Stanford Shopping Center and after stopping at the Verizon booth and talked with the sales person, we ended up with the new DARE media phone.
The new feature on the phone, the Navigator, is really fun. It uses GPS navigation. I can find my current location using 'Maps & Traffic' / 'Where Am I?' options on the phone. At the time, the Verizon booth was near Starbucks Coffee in the Stanford Shopping Center and the phone displayed the address.
I tried the phone's different options which include: 'Send Place MSG' / 'Add to Favorites...'. I can have the Navigator send my location to a recipient and in turn guide the recipient to my location.
I also tried a few options like 'Traffic', 'Weather' and played with the navigator to set the destination to my home address on the way back home. I was impressed by the GPS guidance system.
My first 'Favorites' locations added to the new phone:
I haven't tried other features on the phone such as voice recognition, the 3.2-megapixel camera, or the video yet but I know I am keeping the VZ Navigator feature.
One other thing to mention: the sales people (2 brothers) were really helpful. They transfered all the info from my old phone to the new phone and also added a memory card to the new phones.
The only thing missing, the capability to use the phone as a realtor lockbox key, which some other phones can provide. I am waiting for Verizon to support that feature.
For more information on the phone, see the article 'iPhone, Instinct, Meet Verizon's Dare'.
The new feature on the phone, the Navigator, is really fun. It uses GPS navigation. I can find my current location using 'Maps & Traffic' / 'Where Am I?' options on the phone. At the time, the Verizon booth was near Starbucks Coffee in the Stanford Shopping Center and the phone displayed the address.
I tried the phone's different options which include: 'Send Place MSG' / 'Add to Favorites...'. I can have the Navigator send my location to a recipient and in turn guide the recipient to my location.
I also tried a few options like 'Traffic', 'Weather' and played with the navigator to set the destination to my home address on the way back home. I was impressed by the GPS guidance system.
My first 'Favorites' locations added to the new phone:
- Stanford Shopping Center
- Just Koi Chinese Restaurant 4264 Dublin Blvd., Dublin CA 94568
- Home - Sweet Home
I haven't tried other features on the phone such as voice recognition, the 3.2-megapixel camera, or the video yet but I know I am keeping the VZ Navigator feature.
One other thing to mention: the sales people (2 brothers) were really helpful. They transfered all the info from my old phone to the new phone and also added a memory card to the new phones.
The only thing missing, the capability to use the phone as a realtor lockbox key, which some other phones can provide. I am waiting for Verizon to support that feature.
For more information on the phone, see the article 'iPhone, Instinct, Meet Verizon's Dare'.
MetroList Expanded Access
As of Feb 2009, MetroList subscribers can access, search, and enter listings into MLSListings which covers San Mateo real estate, Santa Clara real estate, Santa Cruz real estate, Monterey real estate, and San Benito. MetroList is a participant in the California MLSAlliance.
In addition, searches now include Preforeclose homes, Auction homes, and Bank Owned homes in 51 Northern California counties.
In addition, searches now include Preforeclose homes, Auction homes, and Bank Owned homes in 51 Northern California counties.
Tuesday, February 24, 2009
Internet Absence - Explained | Modesto Realtor Obligations
Spent the last 5 months catching up on billing insurances for my husband's Pain Management practice after terminating the outside billing company's contract.
Just caught up on insurance aging for Jan-Sept 2008 and even call on bills in 2007 that had not been paid! The outside billing company sent out first billings, which is the easy part of the job. There were no balance billing, nor rebilling unpaid office visits and medical procedures! Even ended up with a lot of data corruption in Lytec.
Also researched Electronic Medical Records/EMR, EHR tools:
- AI Med from Acrendo: www.acrendo.com
- eClinicalWorks: www.eclinicalworks.com
- LeonardoMD: www.leonardomd.com (web-based)
- AdvancedMD: www.advancedmd.com (web-based)
- iMedica: www.imedica.com
- Lytec: www.lytec.com
Too many hours spent looking at demos. Priced out of eClinicalWorks and iMedica. I had a hard time navigating thru' the task scenarios using the EMRs, found them confusing...
Got an email last week from National Association of Realtors, requesting me to stop using the domain name www.modesto-realtor.com for my real estate website due to trademark issues. Thus, I have to change focus... back to real estate... internet presence once again...
New to-do list:
- Have my brother add the new domain name. He is my website administrator and he does that for me for free. I have a cheap website (cost me nothing to write it myself).
- Use Google Webmaster Tools to add new domain name, verify site, generate site map, track crawl stats, etc.
- Research real estate SEO Modesto keywords using Google Adwords.
- Use Google Analytics to track results.
My hobby and passion: real estate investments, website development, the SEO Modesto game.
My obligation: medical practice management, billing insurances.
My goal: To delegate insurance billing tasks and set the medical practice on auto-pilot (a dream that had not yet come true and may never be, sigh!)
Announcement: Medical Insurance Billing Job Opening in Pain Management Clinic Modesto. email resume to HiredModesto@comcast.net.
Just caught up on insurance aging for Jan-Sept 2008 and even call on bills in 2007 that had not been paid! The outside billing company sent out first billings, which is the easy part of the job. There were no balance billing, nor rebilling unpaid office visits and medical procedures! Even ended up with a lot of data corruption in Lytec.
Also researched Electronic Medical Records/EMR, EHR tools:
- AI Med from Acrendo: www.acrendo.com
- eClinicalWorks: www.eclinicalworks.com
- LeonardoMD: www.leonardomd.com (web-based)
- AdvancedMD: www.advancedmd.com (web-based)
- iMedica: www.imedica.com
- Lytec: www.lytec.com
Too many hours spent looking at demos. Priced out of eClinicalWorks and iMedica. I had a hard time navigating thru' the task scenarios using the EMRs, found them confusing...
Got an email last week from National Association of Realtors, requesting me to stop using the domain name www.modesto-realtor.com for my real estate website due to trademark issues. Thus, I have to change focus... back to real estate... internet presence once again...
New to-do list:
- Have my brother add the new domain name. He is my website administrator and he does that for me for free. I have a cheap website (cost me nothing to write it myself).
- Use Google Webmaster Tools to add new domain name, verify site, generate site map, track crawl stats, etc.
- Research real estate SEO Modesto keywords using Google Adwords.
- Use Google Analytics to track results.
My hobby and passion: real estate investments, website development, the SEO Modesto game.
My obligation: medical practice management, billing insurances.
My goal: To delegate insurance billing tasks and set the medical practice on auto-pilot (a dream that had not yet come true and may never be, sigh!)
Announcement: Medical Insurance Billing Job Opening in Pain Management Clinic Modesto. email resume to HiredModesto@comcast.net.
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