Retirement Benefits Websites

Some info on retirement benefits:

IRS Retirement plan navigators link:

• http://www.retirementplans.irs.gov/choose-a-plan/
• http://www.irs.gov/retirement/article/0,,id=178044,00.html

Plan comparison table:

http://www.retirementplans.irs.gov/plan-comparison-table/

To summarize:

For IRAs 401(k) and Profit-Sharing Plans, the contribution limits of 2009 is up to $49,000.

Catch-up contributions - employees can contribute to their own retirement. Employees at age 50 or older may make additional (catch-up) contributions to plans. The amount depends on the type of the plan.

Loan and hardship withdrawals allowed for 401(k) and Profit-Sharing Plans.

Defined Benefit Plans allow higher retirement benefits of up to $195,000 a year.

Tax-Exempt Plans.