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I spend this evening playing with the mapspread tool I found, this is the Modesto Real Estate Neighborhood Locator map I created. I have yet to obtain the Modesto home sale prices from MLS to complete this fun little project...
Please feel free to email me at ilaichan@comcast.net if you have a neighborhood that you would like to add to this map.
Sunday, October 11, 2009
Thursday, October 8, 2009
California Home Price - News from C.A.R.
California median home price - August 09: $292,960 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region August 09: Santa Barbara So. Coast $828,750 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region August 09: High Desert $111,770 (Source: C.A.R.)
California First-time Buyer Affordability Index - Second Quarter 2009: 67 percent (Source: C.A.R.)
Mortgage rates - week ending 10/01/09 30-yr. fixed: 4.94% Fees/points: 0.7% 15-yr. fixed: 4.36% Fees/points: 0.6% 1-yr. adjustable: 4.49% Fees/points: 0.5% (Source: Freddie Mac)
Other links of interest to Real Estate Agent in Modesto CA:
Links of interest to home buyers at http://www.homesteps.com/
The above is from the California Association of Realtors newsline.
Calif. highest median home price by C.A.R. region August 09: Santa Barbara So. Coast $828,750 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region August 09: High Desert $111,770 (Source: C.A.R.)
California First-time Buyer Affordability Index - Second Quarter 2009: 67 percent (Source: C.A.R.)
Mortgage rates - week ending 10/01/09 30-yr. fixed: 4.94% Fees/points: 0.7% 15-yr. fixed: 4.36% Fees/points: 0.6% 1-yr. adjustable: 4.49% Fees/points: 0.5% (Source: Freddie Mac)
Other links of interest to Real Estate Agent in Modesto CA:
- Customizable “Green Living Tips” available at http://car.indieprinting.com/
Links of interest to home buyers at http://www.homesteps.com/
- Save 3.5% of buyer's closing cost for single family HomeSteps® home as their primary residence, expires 10/30/09.
- Home Protect - 2 year warranty paid by Freddie Mac.
The above is from the California Association of Realtors newsline.
Tuesday, October 6, 2009
Sunday, October 4, 2009
Writing Course for SAT Prep near Modesto CA
Institute for Excellence in Writing
presents an event with Andrew Pudewa
Saturday, October 31, 2009
Location:
Mosaic Christian Church
4430 Granite Dr
Rocklin, California 95677
To register for this event, go to:
http://www.excellenceinwriting.com/event/rocklin-ca-high-school-essay-intensive
or call (800) 856-5815
* * * Please forward this information to friends and colleagues! * * *
High School Essay Intensive
A One-Day Seminar for High School age students and teachers
Saturday, October 31, 2009 8:30 – 3:30 pm
Cost: $50.00/participant (parents $25 if attending with student)
The High School Essay Prep class is an excellent way to get immediate experience and inside tips on how to do your best on the timed, 25 minute response to a prompt required on the new SAT test. Participants will actually write two full essays, carefully study and then apply the College Board evaluation criteria to sample essays, while receiving a detailed booklet of resources and lesson plans for continued practice.
Additionally, students will learn special structure and style tools for use in composing the college application "personal essay"—an entirely different type of writing task. The complete process will be presented: choosing the question, creating the outline, and polishing a final version. Participants will leave with a clear concept of the task, their own outline for an actual personal essay, and several new tricks and techniques to add to their repertoire.
Although this seminar is specifically designed for those who will be taking the SAT or submitting college applications within the next 1-2 years (and especially those teaching such students), it is also useful for general writing practice, tools and tips. It is open to all students, regardless of their experience with IEW courses or materials. A lot of actual writing is done during this six-hour class.
Institute for Excellence in Writing http://www.excellenceinwriting.com
* * *
The above is an email I received from Andrew Pudewa.
I've some writing course on DVD that I purchased from the Institute for Excellence in Writing. I played the DVDs in the car and torture, I mean educate, my kids when we are on the road from Modesto to other CA destinations. Another "not so fun" things to do with my kids to balance out the "fun things to do with my kids".
I plan on signing up for this class with my child once she is in high school...
presents an event with Andrew Pudewa
Saturday, October 31, 2009
Location:
Mosaic Christian Church
4430 Granite Dr
Rocklin, California 95677
To register for this event, go to:
http://www.excellenceinwriting.com/event/rocklin-ca-high-school-essay-intensive
or call (800) 856-5815
* * * Please forward this information to friends and colleagues! * * *
High School Essay Intensive
A One-Day Seminar for High School age students and teachers
Saturday, October 31, 2009 8:30 – 3:30 pm
Cost: $50.00/participant (parents $25 if attending with student)
The High School Essay Prep class is an excellent way to get immediate experience and inside tips on how to do your best on the timed, 25 minute response to a prompt required on the new SAT test. Participants will actually write two full essays, carefully study and then apply the College Board evaluation criteria to sample essays, while receiving a detailed booklet of resources and lesson plans for continued practice.
Additionally, students will learn special structure and style tools for use in composing the college application "personal essay"—an entirely different type of writing task. The complete process will be presented: choosing the question, creating the outline, and polishing a final version. Participants will leave with a clear concept of the task, their own outline for an actual personal essay, and several new tricks and techniques to add to their repertoire.
Although this seminar is specifically designed for those who will be taking the SAT or submitting college applications within the next 1-2 years (and especially those teaching such students), it is also useful for general writing practice, tools and tips. It is open to all students, regardless of their experience with IEW courses or materials. A lot of actual writing is done during this six-hour class.
Institute for Excellence in Writing http://www.excellenceinwriting.com
* * *
The above is an email I received from Andrew Pudewa.
I've some writing course on DVD that I purchased from the Institute for Excellence in Writing. I played the DVDs in the car and torture, I mean educate, my kids when we are on the road from Modesto to other CA destinations. Another "not so fun" things to do with my kids to balance out the "fun things to do with my kids".
I plan on signing up for this class with my child once she is in high school...
Friday, September 25, 2009
California Day Trip - Things to Do with Kids - Visit Alcapa Ranches
California Day Trip near Central Valley - Things to do with kids :Visit Alpaca Ranches this weekend during their open house for National Alpaca Farm Days
Who:
Alpacas is a cute face animal with very pricey fleece
When:
This weekend, Sept 26 and 27, 2009
Where:
B. Lilly of the Valley Alpacas 2912 Church St, Modesto 209-577-3638 | 11 a.m. to 4 p.m. both days
C. Macedo's Mini Acre 17405 Letteau Ave, Delhi 209-648-2384 | 10 a.m. to 3 p.m.
D. Big Country Alpacas 18835 Cherokee Road, Tuolumne 209-928-3294 | 9 a.m. to 5 p.m.
What:
- Alpacas are part of the camelidae family
- Long long time ago, Incan people reserved the fleece for royalty
- Before the early 1980, they are found mainly in zoos. It is not until that time people started raising them in ranches
- If you want to buy one today, each might cost as much as $9,500 to $18,000. If that's too expensive, buy the fleece instead. It's about $30 a pound. After getting the raw material, you can spin yarn and make fleece jackets. Since I don't know how to do that, I would just roll it up in a hair ball and throw it to my cat and let her play catch all day long...
- Read more about fun facts on alpacas in the Modesto Bee article by staff writer John Holland
How (to get there):
See Map (please verify addresses before you go)
View Alpaca Ranches - California Day Trip in a larger map
Wednesday, September 23, 2009
Personal Training Modesto CA
This is my first day back at group personal training with ProFit's Lori Avila in Modesto, CA. I started personal training / boot camp in 2008 and stopped after an ankle injury last summer (the injury was unrelated to my training).
I first met Lori at Gold's Gym when she was the trainer for boot camp. I followed her when she started her own training program and used the gymnasium at Calvary Temple on 1601 Coffee Road (the corner of Briggsmore and Coffee).
Each group personal training session is an hour long, consisting of cardio exercises, strength training, balance training, endurance, etc. She uses bosu balls, free weights, steps, jumping ropes, hurdles, even tires, just to name a few. There are numerous exercise routines and Lori rotates thru' the routines. I found it amazing how she can come up with so many different types of exercises. The groups are usually anywhere from 4 - 6 people. Today there are seven.
Her training schedule: Mon/Wed/Fri 5:30 a.m. , 9:00 a.m. Mon/Tue/Thur 5:45 p.m., 7:00 p.m.
Fees: Very very reasonable. She also offers corporate discounts.
Her phone number (for my future reference) 277-1124. I actually lost her number and today I just stopped by the gym and see if she is around. She was surprised to see me after my whole year's absence.
I first met Lori at Gold's Gym when she was the trainer for boot camp. I followed her when she started her own training program and used the gymnasium at Calvary Temple on 1601 Coffee Road (the corner of Briggsmore and Coffee).
Each group personal training session is an hour long, consisting of cardio exercises, strength training, balance training, endurance, etc. She uses bosu balls, free weights, steps, jumping ropes, hurdles, even tires, just to name a few. There are numerous exercise routines and Lori rotates thru' the routines. I found it amazing how she can come up with so many different types of exercises. The groups are usually anywhere from 4 - 6 people. Today there are seven.
Her training schedule: Mon/Wed/Fri 5:30 a.m. , 9:00 a.m. Mon/Tue/Thur 5:45 p.m., 7:00 p.m.
Fees: Very very reasonable. She also offers corporate discounts.
Her phone number (for my future reference) 277-1124. I actually lost her number and today I just stopped by the gym and see if she is around. She was surprised to see me after my whole year's absence.
Tuesday, September 22, 2009
Retirement Benefits Websites
Some info on retirement benefits:
IRS Retirement plan navigators link:
For IRAs 401(k) and Profit-Sharing Plans, the contribution limits of 2009 is up to $49,000. Catch-up contributions - employees can contribute to their own retirement. Employees at age 50 or older may make additional (catch-up) contributions to plans. The amount depends on the type of the plan. Loan and hardship withdrawals allowed for 401(k) and Profit-Sharing Plans. Defined Benefit Plans allow higher retirement benefits of up to $195,000 a year. Tax-Exempt Plans.
IRS Retirement plan navigators link:
- http://www.retirementplans.irs.gov/choose-a-plan/
- http://www.irs.gov/retirement/article/0,,id=178044,00.html
Plan comparison table:
http://www.retirementplans.irs.gov/plan-comparison-table/
To summarize:
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